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Welcome to Service Credit Union. Here, our real estate loan specialists can help you get a mortgage that's suited for your unique needs. First-time homebuyer? We offer a program called Home Loan Payment Relief (HLPR) that features low down payments and below-market interest rates. Buying a fixer-upper? You can roll financing for the home and the renovation into one convenient loan. We're also an approved lender for USDA and VA loans and can even get you into mortgages with no down payment.

No matter what your needs are, our real estate loan specialists are here to help you every step of the way.

 






Where to Start

Information For First-Timers

First-Time Home Buying

Congratulations! We're pleased to be helping you with your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Purchasing A Home

Purchasing a Home

Buying a new home is exciting and the process of financing it is now faster and easier than ever before.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Start Saving By Refinancing

Refinancing a Home

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Getting Value Out Of Your Home

Home Equity

Thinking about home improvements? Now may be the perfect time to upgrade your home. A home equity loan can help.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Building A New Home

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Today's Rates
Today's loan rates
RatePointsAPRPayment
30 Year Fixed Rate Mortgage
Interest Rate3.500%Discount Points0.125APR3.745%Payment Amount$674
15 Year Fixed Rate Mortgage
Interest Rate3.000%Discount Points0APR3.417%Payment Amount$1,036
7/1 Year Adjustable Rate Mortgage
Interest Rate3.000%Discount Points-0.125APR3.894%Payment Amount$632
Home Equity Line of Credit
Interest Rate4.750%Discount Points0APR4.750%Payment Amount$40
30 Year Fixed VA
Interest Rate3.500%Discount Points0APR3.735%Payment Amount$674



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